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    <loc>https://www.aussiecoverly.com/category/health-insurance/no-gap-known-gap-private-health-insurance-australia-choice-costs</loc>
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      <news:publication_date>2026-04-29T09:44:00.000Z</news:publication_date>
      <news:title><![CDATA[‘No gap’ and ‘known gap’ health cover: what they mean, what they don’t, and why choice can shrink]]></news:title>
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